Because she's self-employed, Donna Faulknor spent years buying her own health insurance. She figures she's paid more for coverage than her mortgage. But when the premiums hit four figures for a plan with a $10,000 deductible, she and her husband joined the ranks of Connecticut's uninsured.
Eventually, they turned to the state's Charter Oak Health Plan, which offered coverage for $307 a month. She dropped the plan when the monthly cost rose to $446 last fall, but a health scare convinced her it was worth struggling to pay for the program.